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Types of Financial Assistance


How Recipients are Selected

Most student aid is awarded on the basis of need. Need is the difference between the cost of attendance (tuition, fees, room, board, books, supplies, and other educational expenses) and the Expected Family Contribution (EFC). The EFC is the amount the family is expected to contribute toward the student's college cost and is the result of the student submitting the FAFSA. Items such as parent income and assets (for dependent students), and student income, assets, and family size are used in determining the EFC. If the cost of attendance exceeds the Expected Family Contribution, need will exist, and every effort will be made to meet the needs with financial aid.

All federal financial aid applications for fall enrollment received on or before April 15th will be given first consideration for all federal, state and institutional financial assistance for which the student is eligible. Applications received after March 15th will be accepted and evaluated as received and will be subject to availability of funds.

Late applicants, as well as those who incorrectly fill out their application materials, may experience a considerable delay in receiving notification of their eligibility and subsequent delivery of any remaining financial aid funds.

Students whose files are completed will be notified during early summer regarding the action taken on their application. Recipients of financial aid must accept or reject the aid within 15 days of receiving notice of award.

Financial aid is subject to change depending upon federal and state appropriation.

Students may lose Title IV eligibility if convicted of possession and sale of illegal drugs.

Grants are gifts of money that do not have to be repaid.
For each of these Grants you must first complete the Free Application for Federal Student Aid (FAFSA)

  • Federal Pell Grant - This program is available to undergraduate students pursuing their first bachelor's degree. For the 2010-2011 academic year, Pell awards ranged from $555 to $5,500 and are awarded to students with exceptional need. These funds are prorated based on enrollment status. The amount granted depends on your financial need, cost to attend school, status as full time or part-time student and your intent to attend college for a full academic year or less.
    12+ credits
    Full time
     9-11 credits
    Three-quarter time
     6-8 credits
    1-5 credits
    Less than half-time

    • North Dakota State Incentive Grant - North Dakota Student Financial Assistance Program provides grants to assist undergraduate students in need of financial assistance. FASFA serves as an application for the program. Students must be North Dakota residents attending a North Dakota college or university. Information may be obtained from the Student Financial Aid Program, State Board of Higher Education, Tenth Floor, State Capital, Bismarck, ND 58505.   
      Students must meet all of the following requirements:
      • priority is given to students who complete the FAFSA by April 15th
      • be a citizen or permanent resident of the United States and a North Dakota resident
      • be a high school graduate, or hold a General Equivalency Diploma (GED), and be able to meet all admission requirements as a full-time student at an eligible school
      • use the Grant at an eligible college in North Dakota
      • enroll as a full-time student as defined by the college you attend
      • enroll in a program of at least one academic year as defined by your college
      • be a first-time undergraduate student during the period of award
      • not be in default on any federal financial aid loans; and
      • not owe a refund on any Title IV grants or loans
      Information may be obtained from the Student Financial Assistance Program, State Board of Higher Education, Tenth Floor, State Capitol, Bismarck, ND 58505. 
    Once you have been awarded the North Dakota State Grant, you may accept it online.

    • TEACH Grant - The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $4,000.00 per year in grant assistance to students who are completing or who plan to complete coursework needed to begin a career in teaching.

      In exchange for the grant, a student must sign an Agreement to serve as a full-time teacher at certain low-income schools and within certain high-need fields for at least four academic years within eight years of completing (or ceasing enrollment in) the course of study for which the candidate received the grant. If the grant recipient fails or refuses to carry out his or her teaching obligation, the amounts of the TEACH Grants received are treated as an unsubsidized Direct Loan and must be repaid with interest.

    Loans MUST be repaid. 

    For each of these Loan opportunities you must first complete the Free Application for Federal Student Aid (FAFSA)

    •  Federal Perkins Loan - Students demonstrating need for financial aid may be eligible for a Federal Perkins Loan from the college. A Federal Perkins Loan is a low-interest 5% loan for students with exceptional need who are enrolled at least half-time. The repayment period and interest do not begin until nine months after the student leaves college or falls below the half-time status.

    • Federal Direct Subsidized Loans - this is a loan program available to students who are found to have a financial need. This low interest loan enables students to borrow from participating lending institutions to help pay their educational costs while attending college. Repayment does not begin until six months after the student graduates, leaves college, or is enrolled less than half-time. For a subsidized loan, the U.S. Department of Education pays the interest while you are in school at least half-time; for the first six months after you leave school (grace period); and during a period of deferment.  To sign a master promissory note (MPN) for direct loan go to

    • Federal Direct Unsubsidized Loans - Students who may not be eligible for any or all of the subsidized loan may apply for the difference through the unsubsidized loan. This federal loan is a non-need based loan program and is designed to assist eligible students by providing additional funds to meet the cost of education. Contact the Financial Aid Office for more information. There is no priority funding deadline for an unsubsidized loan.  Students need to be enrolled at least half-time to qualify. You are responsible for paying  the interest during all periods.  If you choose not to pay the interest while in school, or during the grace period, the deferment period or the forbearance period your interest will accumulate and will be added to the principal amount. For more information go to

    • Federal Parent Loan for Undergraduate Students (PLUS) - enables parents with good credit history to borrow money for educational expenses of each child who is a dependent undergraduate student enrolled at least half-time.  To request a PLUS loan at Lake Region State College you need to complete a PLUS request process. Information on interest rates and repayment requirements are available by contacting the Financial Aid Office.

    • Loan Counseling - Students receiving a Federal Stafford or Perkins loan must attend an entrance counseling session. Students may complete loan counseling by logging onto Students receiving a Perkins loan must complete entrance loan counseling at

    • Alternative Loans - A number of private lenders have loans that are very similar to the Stafford Subsidized and Unsubsidized Loans. A student may borrow up to the budget established for an academic year. This loan is in addition to funds already awarded either on campus or from outside sources. A borrower must have a credit history or have a credit-worthy co-signer on the loan(s). Students may select the alternative loan program they wish to use and will need to complete a separate application with the lender.  LRSC, through FAST Choice, offers a Historical Lender List that includes lender we have worked with in the past. If students are interested in pursuing an alternative loan, they should contact the Financial Aid Office at (701) 662-1517.
    • Nursing Student Loan - This loan is available for students majoring in Nursing. The maximum amount for the academic year is $2,000. Interest is 5% and begins to accrue nine months after a student graduates, withdraws, drops below half-time status, or changes majors.

    • Tribal - Native American Students enrolled in a tribe should contact their local tribal agency concerning eligibility and awarding of Bureau of Indian Affairs' funds.

    • North Dakota National Guard - Any active North Dakota National Guardsman presently serving in either the Army Guard or the Air Guard may have a large percentage of the tuition fee per academic year waived.  For information of eligibility requirements, contact your local National Guard unit or the Office of Adjutant General, ATTN: MPO, P.O. Box 5511, Bismarck, ND 58506-5511.

    • Veterans Administration (VA) Benefits - Veterans may be able to receive special educational assistance.  Benefits have also been extended to children, wives, and widows of deceased or permanently and totally disabled veterans.  The Student Services Office can assist with VA related questions or problems.  Applications and more information can also be obtained from any Veterans Administration Regional Office.

    • Vocational Rehabilitation - Students with physical limitations or health problems may be entitled to certain benefits such as tuition, fees, and textbook reimbursement. Interested students should communicate with the Division of Vocational Rehabilitation at the nearest district or regional office.

    • Waivers - A limited number of waivers are available annually to help pay your tuition.
      • Lake Region State College Cultural Diversity Waivers
      • Nonresident Scholars' Waivers
      • International Student Waivers

    • Non-Institutional Scholarships - Many outside agencies and sources offer financial assistance to students. The Internet, high school counselors, and most libraries are excellent resources to search for scholarship opportunities. Scholarship Searches:

    • Stay in North Dakota - Incentives are available to students enrolled in several programs including Technology, Nursing, Sign Language, and Education. The incentives may be in the form of grants or loan forgiveness. For more information, contact the Financial Aid Office.

    • Student Loan Repayment Programs - With the CARS (College Annual Repayment Stipend)  and PLOW (Post-secondary Loan Obligation Write-down) student loan repayment programs, students will have the opportunity to have up to $20,000 of their student loans paid for them.

    • Alternative Loans - Designed to assist students with educational costs after all other financial aid programs are utilized. Interest charges on these loans vary depending upon the lender and the loan type. Students need to be credit worthy borrowers and often times need a co-signor for the loan. The minimum loan a student can borrow is $500 per academic year. Students may select the alternative loan program they wish to use and will need to complete a separate application with the lender.  LRSC, through FAST Choice, offers a Historical Lender List that includes lender we have worked with in the past.  You may choose a lender that is not on the list.

    • College SAVE 529 Plan - a tax-advantaged education savings program established by the State of North Dakota acting through the Bank of North Dakota ("BND") that can help you meet the challenges of saving and investing for the costs of higher education.

    • Federal Tax Benefits for Tuition and Fees - Information on eligibility criteria and tax guidelines for HOPE Scholarships and Lifetime Learning Credits.

    • Workforce Investment Act (WIA) - Through the Workforce Investment Act, Job Service North Dakota provides an array of services to assist individuals in meeting their employment goals. A variety of job search assistance services are available to all individuals.  Expanded services, such as funds for relocation or training, are available to qualifying individuals. Contact a local North Dakota Job Service office to apply for funds that may cover tuition, fees, books, and supplies. For best consideration application should be made 6 months prior to enrollment.

    • Cultural Diversity Tuition Waiver - Recognizing the educational benefits of the culturally diverse student population, the State Board of Higher Education adopted a tuition waiver program at Lake Region State College. Special emphasis of this policy is to recruit, assist, and retain enrolled members of federally recognized American Indian tribes, Alaska Natives and Villages and economically disadvantaged students.

      Special emphasis will be given to:

      • Enrolled members of federally recognized American Indian Tribes, and Alaska Natives and Villages with particular emphasis to enrolled members of the Spirit Lake Nation Tribes, Three Affiliated Tribes, Turtle Mountain Band of Chippewa and Standing Rock Sioux Tribe.
      • Members of a culturally diverse group, who are defined as persons of different cultural, racial, or ethnic heritage, age, persons with disabilities, and/or life experiences.
      • Students who demonstrate exceptional financial need -- that is, those with the lowest family contributions who will also be eligible to receive Federal Pell Grants during the academic year.
      Academic Considerations
      • Past academic performance may be used in determining initial eligibility. Students who do well academically are eligible to have their awards increased, and those who perform less than satisfactory, may lose their waivers.
      • Awards are based on full-time attendance. Awards for part-time students will be pro-rated.
      Amount of Waiver/Duration
      • Waivers will not exceed the amount of tuition and most often cover one-half of tuition. Tuition waivers do not include application fees, books, board, room or other costs of attendance.
      • Partial waivers may be awarded.
      • Generally, awards will be made for an academic year. Awards can be made for longer or shorter duration.
      • Recipients shall be limited to a maximum of two years as an undergraduate student.
      To Apply
      • Applicants must complete a Free Application for Federal Student Aid
      • Applicants must attach verification of Tribal Enrollment
      • Applications received before July 15th will be given priority consideration
      Cultural Diversity Tuition Waiver Application


    Lake Region State College awards nearly $185,000 in scholarships to more than 200 students each year.

    Applicants must complete a scholarship application.  Before completing the online application you should type up the essay portion so you can cut and paste it into the application form.  Essay Instructions: Write an essay about your academic accomplishments, leadership skills, volunteer services, and your connection to any of the following organizations.  If you have or have had any financial or life challenges, address these in the essay as well.

    List of Organizations for the essay:

     American Association of University Women    Business and Professional Women             
    Citizens Community Credit Union ND Comany structured as a COOP
    Leevers Food, Inc. Lions Club
    Crary ND Community Masonic Lodge
    Montana Dakota Utilities Kiwanis Club
    Rebekahs/Odd Fellows Rotary Club
    North Dakota Telephone Company ND Fire Department
    Good Samaritan, Lake Country Manor, or Heartland Care Center

     Next step is to complete the Scholarship Application.  

    Explore Scholarship Opportunities

    Student Employment

    Working on campus is a great way to meet people, learn new skills and offset the cost of attending college.

    If you are interested in working on campus:

    Federal Work Study

    Federal Work Study (FWS) - is a form of federal aid based on financial need and is awarded to students as a part of a total package. A FWS award is only an indication of a student's eligibility to seek employment: it is not a guarantee of employment. Wages are paid from a combination of federal and campus funds. Student employment helps minimize students' indebtedness. Work assignments are designed to complement students' learning experience and allow the college to utilize students' special talents.

    Contact Information

    Financial Aid Office

    Location: Student Affairs Office at Lake Region State College

    Hours: 7:45 a.m. - 4:45 p.m. Monday through Friday
    Telephone: (701) 662-1516 or 1-800-443-1313

    Federal School Code (Title IV): 002991

    Financial Aid